The situation
No handover, no helpdesk.
There is nobody to reset anything for you. Lose the tax portal login two days before a deadline and the deadline does not move.
The accounts also outlive the tools. You will change laptops, phones and password managers several times; the domain registrar from your first year is still there.
A card sits outside all of that churn. It does not care which software you moved to this year.
Worth writing down
The short list for a one-person business.
- Bank
- Business account access and the recovery answer you actually used.
- Tax portal
- Login plus the reference number that is impossible to guess.
- Domain
- Registrar account, the thing your email quietly depends on.
- Invoicing
- Whatever gets money in, and its backup email.
- Recovery codes
- The one-time codes you were told to keep somewhere safe.
You are the company.
Keep its keys in your hand.