The principle
Events, not intervals.
Calendar maintenance fails because nothing on the calendar feels urgent. Event-driven maintenance works because the event is already happening.
The list is short and mostly obvious once written down: you changed something important, someone left your circle, or something was exposed.
Re-writing a card takes a couple of minutes. The hard part is only remembering that now is one of the times.
Triggers
Go to the drawer when:
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I
The email moves
You changed the address or password everything recovers through.
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II
The number changes
New phone account, new country, new SIM.
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III
Someone leaves
A relationship, a housemate, a business partner.
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IV
A leak lands
You were told a service was breached and you changed something.
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V
A card goes missing
Change the password, re-write the set you still have.
Not a chore.
A response.